LIBERTYVILLE SAVINGS BANK

FAIRFIELD, IA | Small | Est. Sept. 16, 1901, midnight | FDIC #13712 | RSSD #857745 | FDIC
Latest Report: 2025-12-31

LIBERTYVILLE SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in FAIRFIELD, IA, established in Sept. 16, 1901, midnight. As of 2025-12-31, the bank reported total assets of $388M and total deposits of $306M. Profitability stands at 1.69% ROA and 15.29% ROE, with a net interest margin of 4.42%. The bank's CET1 capital ratio is 15.13%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.84% and a Texas Ratio of 4.23%. FDIC Certificate #13712.

Assets

$388M

Deposits

$306M

Loans

$234M

Equity

$44M

Profitability

Return on Assets (ROA) 1.69%
Return on Equity (ROE) 15.29%
Net Interest Margin (NIM) 4.42%
Yield on Assets 5.90%
Cost of Funds 1.55%

Asset Quality

NPL Ratio 0.84%
Net Charge-Off Ratio 0.42%
Texas Ratio 4.23%
NPA Ratio 0.51%
ACL / Loans 1.14%

Capital & Liquidity

CET1 Ratio 15.13%
Tier 1 Capital 15.13%
Total Capital Ratio 16.09%
Leverage Ratio 10.99%
Loan-to-Deposit 76.46%

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