MAUCH CHUNK TRUST COMPANY

JIM THORPE, PA | Medium | Est. Aug. 25, 1902, midnight | FDIC #2359 | RSSD #857811 | FDIC
Latest Report: 2025-12-31

MAUCH CHUNK TRUST COMPANY is amn medium FDIC-insured commercial bank headquartered in JIM THORPE, PA, established in Aug. 25, 1902, midnight. As of 2025-12-31, the bank reported total assets of $649M and total deposits of $619M. Profitability stands at 0.17% ROA and 167.05% ROE, with a net interest margin of 2.65%. The bank's CET1 capital ratio is 15.27%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.79% and a Texas Ratio of 36.49%. FDIC Certificate #2359.

Assets

$649M

Deposits

$619M

Loans

$287M

Equity

$2M

Profitability

Return on Assets (ROA) 0.17%
Return on Equity (ROE) 167.05%
Net Interest Margin (NIM) 2.65%
Yield on Assets 4.67%
Cost of Funds 1.87%

Asset Quality

NPL Ratio 0.79%
Net Charge-Off Ratio 0.02%
Texas Ratio 36.49%
NPA Ratio 0.35%
ACL / Loans 1.48%

Capital & Liquidity

CET1 Ratio 15.27%
Tier 1 Capital 15.27%
Total Capital Ratio 16.47%
Leverage Ratio 7.71%
Loan-to-Deposit 46.39%

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