GREAT RIVERS BANK

BARRY, IL | Small | Est. Jan. 1, 1901, midnight | FDIC #3762 | RSSD #857941 | FDIC
Latest Report: 2025-12-31

GREAT RIVERS BANK is asn small FDIC-insured commercial bank headquartered in BARRY, IL, established in Jan. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $193M and total deposits of $160M. Profitability stands at 0.29% ROA and 2.68% ROE, with a net interest margin of 4.26%. The bank's CET1 capital ratio is 11.71%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.73%. FDIC Certificate #3762.

Assets

$193M

Deposits

$160M

Loans

$161M

Equity

$21M

Profitability

Return on Assets (ROA) 0.29%
Return on Equity (ROE) 2.68%
Net Interest Margin (NIM) 4.26%
Yield on Assets 6.39%
Cost of Funds 2.21%

Asset Quality

NPL Ratio 0.10%
Net Charge-Off Ratio 0.06%
Texas Ratio 0.73%
NPA Ratio 0.09%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 11.71%
Tier 1 Capital 11.71%
Total Capital Ratio 12.70%
Leverage Ratio 10.59%
Loan-to-Deposit 100.89%

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