BanksFIRST NATIONAL BANK OF AVA, THE

FIRST NATIONAL BANK OF AVA, THE

AVA, ILMicroEst. Jan. 1, 1917, midnightFDIC #3761RSSD #858443OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF AVA, THE is an FDIC-insured commercial bank headquartered in AVA, IL, established in Jan. 1, 1917, midnight. As of 2025-12-31, the bank reported total assets of $77M and total deposits of $68M. Profitability stands at 0.99% ROA and 8.75% ROE, with a net interest margin of 4.34%. CET1 capital ratio: 19.54%, well above regulatory minimums. NPL ratio: 0.31% · Texas Ratio: 1.45%. Operates 1 domestic branch.

Assets
$77M
Deposits
$68M
Loans
$43M
Equity
$8M

Profitability

Return on Assets (ROA)0.99%
Return on Equity (ROE)8.75%
Net Interest Margin4.34%
Yield on Assets5.35%
Cost of Funds1.05%

Asset Quality

NPL Ratio0.31%
Net Charge-Off Ratio-0.01%
Texas Ratio1.45%
NPA Ratio0.17%
ACL / Loans1.79%

Capital & Liquidity

CET1 Ratio19.54%
Tier 1 Capital19.54%
Total Capital Ratio20.79%
Leverage Ratio12.61%
Loan-to-Deposit63.60%

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