BANK OF PRAGUE

PRAGUE, NE | Micro | Est. Jan. 1, 1906, midnight | FDIC #12745 | RSSD #858452 | FDIC
Latest Report: 2025-12-31

BANK OF PRAGUE is amn micro FDIC-insured commercial bank headquartered in PRAGUE, NE, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $46M and total deposits of $40M. Profitability stands at 2.27% ROA and 18.77% ROE, with a net interest margin of 5.19%. The bank's CET1 capital ratio is 11.96%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.72% and a Texas Ratio of 4.12%. FDIC Certificate #12745. The institution operates 1 domestic branch.

Assets

$46M

Deposits

$40M

Loans

$33M

Equity

$5M

Profitability

Return on Assets (ROA) 2.27%
Return on Equity (ROE) 18.77%
Net Interest Margin (NIM) 5.19%
Yield on Assets 7.16%
Cost of Funds 2.54%

Asset Quality

NPL Ratio 0.72%
Net Charge-Off Ratio 0.47%
Texas Ratio 4.12%
NPA Ratio 0.53%
ACL / Loans 1.02%

Capital & Liquidity

CET1 Ratio 11.96%
Tier 1 Capital 11.96%
Total Capital Ratio 12.56%
Leverage Ratio 12.33%
Loan-to-Deposit 83.15%

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