CITIZENS STATE BANK, THE

CITIZENS STATE BANK, THE is asn small FDIC-insured commercial bank headquartered in GRIDLEY, KS, established in Jan. 1, 1911, midnight. As of 2025-12-31, the bank reported total assets of $335M and total deposits of $296M. Profitability stands at 1.52% ROA and 13.75% ROE, with a net interest margin of 4.73%. The bank's CET1 capital ratio is 10.92%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.14% and a Texas Ratio of 0.71%. FDIC Certificate #15111. The institution operates 1 domestic branch.