BANK OF THE WEST

GRAPEVINE, TX | Medium | Est. April 1, 1986, midnight | FDIC #26627 | RSSD #859552 | FDIC
Latest Report: 2025-12-31

BANK OF THE WEST is amn medium FDIC-insured commercial bank headquartered in GRAPEVINE, TX, established in April 1, 1986, midnight. As of 2025-12-31, the bank reported total assets of $830M and total deposits of $748M. Profitability stands at 1.48% ROA and 16.34% ROE, with a net interest margin of 4.61%. The bank's CET1 capital ratio is 15.12%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #26627.

Assets

$830M

Deposits

$748M

Loans

$509M

Equity

$75M

Profitability

Return on Assets (ROA) 1.48%
Return on Equity (ROE) 16.34%
Net Interest Margin (NIM) 4.61%
Yield on Assets 6.25%
Cost of Funds 1.67%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.11%

Capital & Liquidity

CET1 Ratio 15.12%
Tier 1 Capital 15.12%
Total Capital Ratio 16.32%
Leverage Ratio 9.42%
Loan-to-Deposit 68.05%

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