RIDGEWOOD SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in RIDGEWOOD, NY, established in June 18, 1921, midnight. As of 2025-12-31, the bank reported total assets of $7.5B and total deposits of $5.9B. Profitability stands at 0.50% ROA and 3.96% ROE, with a net interest margin of 2.21%. The bank's CET1 capital ratio is 10.66%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.56% and a Texas Ratio of 7.78%. FDIC Certificate #16026.
Assets
$7.5B
Deposits
$5.9B
Loans
$4.9B
Equity
$941M
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