PREMIER BANK NATIONAL ASSOCIATION

OMAHA, NE | Small | Est. Aug. 1, 1914, midnight | FDIC #12493 | RSSD #860259 | OCC
Latest Report: 2025-12-31

PREMIER BANK NATIONAL ASSOCIATION is asn small FDIC-insured commercial bank headquartered in OMAHA, NE, established in Aug. 1, 1914, midnight. As of 2025-12-31, the bank reported total assets of $337M and total deposits of $288M. Profitability stands at -1.01% ROA and -7.62% ROE, with a net interest margin of 4.75%. The bank's CET1 capital ratio is 12.20%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.60% and a Texas Ratio of 9.39%. FDIC Certificate #12493.

Assets

$337M

Deposits

$288M

Loans

$261M

Equity

$41M

Profitability

Return on Assets (ROA) -1.01%
Return on Equity (ROE) -7.62%
Net Interest Margin (NIM) 4.75%
Yield on Assets 6.25%
Cost of Funds 1.62%

Asset Quality

NPL Ratio 1.60%
Net Charge-Off Ratio 1.34%
Texas Ratio 9.39%
NPA Ratio 1.24%
ACL / Loans 1.28%

Capital & Liquidity

CET1 Ratio 12.20%
Tier 1 Capital 12.20%
Total Capital Ratio 12.81%
Leverage Ratio 11.97%
Loan-to-Deposit 90.46%

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