FIRST STATE BANK

FIRST STATE BANK is amn micro FDIC-insured commercial bank headquartered in RANDOLPH, NE, established in July 1, 1935, midnight. As of 2025-12-31, the bank reported total assets of $80M and total deposits of $57M. Profitability stands at 1.20% ROA and 10.43% ROE, with a net interest margin of 3.46%. The bank's CET1 capital ratio is 11.10%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #15364.