BANK OF COMMERCE

CHANUTE, KS | Small | Est. May 2, 1985, midnight | FDIC #26217 | RSSD #862057 | FED
Latest Report: 2025-12-31

BANK OF COMMERCE is asn small FDIC-insured commercial bank headquartered in CHANUTE, KS, established in May 2, 1985, midnight. As of 2025-12-31, the bank reported total assets of $484M and total deposits of $431M. Profitability stands at 1.11% ROA and 11.41% ROE, with a net interest margin of 3.71%. The bank's CET1 capital ratio is 13.47%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #26217.

Assets

$484M

Deposits

$431M

Loans

$321M

Equity

$46M

Profitability

Return on Assets (ROA) 1.11%
Return on Equity (ROE) 11.41%
Net Interest Margin (NIM) 3.71%
Yield on Assets 5.42%
Cost of Funds 1.74%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.22%

Capital & Liquidity

CET1 Ratio 13.47%
Tier 1 Capital 13.47%
Total Capital Ratio 14.68%
Leverage Ratio 9.27%
Loan-to-Deposit 74.42%

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