TRUBANK

INDIANOLA, IA | Small | Est. Jan. 1, 1883, midnight | FDIC #25267 | RSSD #862141 | FDIC
Latest Report: 2025-12-31

TRUBANK is asn small FDIC-insured commercial bank headquartered in INDIANOLA, IA, established in Jan. 1, 1883, midnight. As of 2025-12-31, the bank reported total assets of $484M and total deposits of $354M. Profitability stands at 1.13% ROA and 11.77% ROE, with a net interest margin of 3.72%. The bank's CET1 capital ratio is 8.39%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 6.20%. FDIC Certificate #25267.

Assets

$484M

Deposits

$354M

Loans

$292M

Equity

$45M

Profitability

Return on Assets (ROA) 1.13%
Return on Equity (ROE) 11.77%
Net Interest Margin (NIM) 3.72%
Yield on Assets 5.83%
Cost of Funds 2.56%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 6.20%
NPA Ratio 0.62%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 8.39%
Tier 1 Capital 8.39%
Total Capital Ratio 8.81%
Leverage Ratio 9.10%
Loan-to-Deposit 82.33%

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