PLEASANTS COUNTY BANK, THE

SAINT MARYS, WV | Micro | Est. Dec. 21, 1896, midnight | FDIC #847 | RSSD #8631 | FED
Latest Report: 2025-12-31

PLEASANTS COUNTY BANK, THE is amn micro FDIC-insured commercial bank headquartered in SAINT MARYS, WV, established in Dec. 21, 1896, midnight. As of 2025-12-31, the bank reported total assets of $79M and total deposits of $72M. Profitability stands at 0.75% ROA and 8.33% ROE, with a net interest margin of 3.64%. The bank's CET1 capital ratio is 8.86%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #847.

Assets

$79M

Deposits

$72M

Loans

$46M

Equity

$7M

Profitability

Return on Assets (ROA) 0.75%
Return on Equity (ROE) 8.33%
Net Interest Margin (NIM) 3.64%
Yield on Assets 4.83%
Cost of Funds 1.76%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.91%

Capital & Liquidity

CET1 Ratio 8.86%
Tier 1 Capital 8.86%
Total Capital Ratio 9.31%
Leverage Ratio 9.64%
Loan-to-Deposit 64.50%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required