BanksPLEASANTS COUNTY BANK, THE

PLEASANTS COUNTY BANK, THE

SAINT MARYS, WVMicroEst. Dec. 21, 1896, midnightFDIC #847RSSD #8631FED
Latest · 2025-12-31

PLEASANTS COUNTY BANK, THE is an FDIC-insured commercial bank headquartered in SAINT MARYS, WV, established in Dec. 21, 1896, midnight. As of 2025-12-31, the bank reported total assets of $79M and total deposits of $72M. Profitability stands at 0.75% ROA and 8.33% ROE, with a net interest margin of 3.64%. CET1 capital ratio: 8.86%. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.

Assets
$79M
Deposits
$72M
Loans
$46M
Equity
$7M

Profitability

Return on Assets (ROA)0.75%
Return on Equity (ROE)8.33%
Net Interest Margin3.64%
Yield on Assets4.83%
Cost of Funds1.21%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.01%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.91%

Capital & Liquidity

CET1 Ratio8.86%
Tier 1 Capital8.86%
Total Capital Ratio9.31%
Leverage Ratio9.64%
Loan-to-Deposit64.50%

This is just the summary.

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