UNION BANK

MENA, AR | Medium | Est. July 25, 1934, midnight | FDIC #14597 | RSSD #86349 | FED
Latest Report: 2025-12-31

UNION BANK is amn medium FDIC-insured commercial bank headquartered in MENA, AR, established in July 25, 1934, midnight. As of 2025-12-31, the bank reported total assets of $678M and total deposits of $598M. Profitability stands at 2.25% ROA and 20.32% ROE, with a net interest margin of 4.92%. The bank's CET1 capital ratio is 18.02%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.26% and a Texas Ratio of 1.58%. FDIC Certificate #14597.

Assets

$678M

Deposits

$598M

Loans

$466M

Equity

$74M

Profitability

Return on Assets (ROA) 2.25%
Return on Equity (ROE) 20.32%
Net Interest Margin (NIM) 4.92%
Yield on Assets 6.53%
Cost of Funds 1.68%

Asset Quality

NPL Ratio 0.26%
Net Charge-Off Ratio 0.08%
Texas Ratio 1.58%
NPA Ratio 0.19%
ACL / Loans 1.53%

Capital & Liquidity

CET1 Ratio 18.02%
Tier 1 Capital 18.02%
Total Capital Ratio 19.28%
Leverage Ratio 10.89%
Loan-to-Deposit 77.93%

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