NATIONAL GRAND BANK OF MARBLEHEAD

MARBLEHEAD, MA | Small | Est. Jan. 1, 1831, midnight | FDIC #2608 | RSSD #863607 | OCC
Latest Report: 2025-12-31

NATIONAL GRAND BANK OF MARBLEHEAD is asn small FDIC-insured commercial bank headquartered in MARBLEHEAD, MA, established in Jan. 1, 1831, midnight. As of 2025-12-31, the bank reported total assets of $445M and total deposits of $370M. Profitability stands at 0.69% ROA and 7.47% ROE, with a net interest margin of 2.52%. The bank's CET1 capital ratio is 9.30%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #2608.

Assets

$445M

Deposits

$370M

Loans

$324M

Equity

$41M

Profitability

Return on Assets (ROA) 0.69%
Return on Equity (ROE) 7.47%
Net Interest Margin (NIM) 2.52%
Yield on Assets 4.41%
Cost of Funds 1.93%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.36%

Capital & Liquidity

CET1 Ratio 9.30%
Tier 1 Capital 9.30%
Total Capital Ratio 9.77%
Leverage Ratio 10.22%
Loan-to-Deposit 87.68%

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