FARMERS & MERCHANTS SAVINGS BANK is amn medium FDIC-insured commercial bank headquartered in MANCHESTER, IA, established in July 20, 1925, midnight. As of 2025-12-31, the bank reported total assets of $594M and total deposits of $514M. Profitability stands at 1.06% ROA and 8.58% ROE, with a net interest margin of 4.64%. The bank's CET1 capital ratio is 14.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.32% and a Texas Ratio of 1.65%. FDIC Certificate #9298.
Assets
$594M
Deposits
$514M
Loans
$435M
Equity
$76M
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