FIRST STATE BANK OF HEALY, THE

HEALY, KS | Small | Est. July 10, 1906, midnight | FDIC #17661 | RSSD #864855 | FDIC
Latest Report: 2025-12-31

FIRST STATE BANK OF HEALY, THE is asn small FDIC-insured commercial bank headquartered in HEALY, KS, established in July 10, 1906, midnight. As of 2025-12-31, the bank reported total assets of $119M and total deposits of $99M. Profitability stands at 1.17% ROA and 8.84% ROE, with a net interest margin of 2.98%. The bank's CET1 capital ratio is 13.16%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.34% and a Texas Ratio of 1.42%. FDIC Certificate #17661.

Assets

$119M

Deposits

$99M

Loans

$70M

Equity

$16M

Profitability

Return on Assets (ROA) 1.17%
Return on Equity (ROE) 8.84%
Net Interest Margin (NIM) 2.98%
Yield on Assets 5.50%
Cost of Funds 2.74%

Asset Quality

NPL Ratio 0.34%
Net Charge-Off Ratio --
Texas Ratio 1.42%
NPA Ratio 0.20%
ACL / Loans 1.61%

Capital & Liquidity

CET1 Ratio 13.16%
Tier 1 Capital 13.16%
Total Capital Ratio 13.82%
Leverage Ratio 15.83%
Loan-to-Deposit 70.97%

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