LEGENDS BANK

LINN, MO | Medium | Est. March 17, 1913, midnight | FDIC #12616 | RSSD #865151 | FDIC
Latest Report: 2025-12-31

LEGENDS BANK is amn medium FDIC-insured commercial bank headquartered in LINN, MO, established in March 17, 1913, midnight. As of 2025-12-31, the bank reported total assets of $594M and total deposits of $479M. Profitability stands at 2.45% ROA and 13.36% ROE, with a net interest margin of 5.39%. The bank's CET1 capital ratio is 18.63%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.08% and a Texas Ratio of 0.29%. FDIC Certificate #12616.

Assets

$594M

Deposits

$479M

Loans

$433M

Equity

$111M

Profitability

Return on Assets (ROA) 2.45%
Return on Equity (ROE) 13.36%
Net Interest Margin (NIM) 5.39%
Yield on Assets 6.54%
Cost of Funds 1.31%

Asset Quality

NPL Ratio 0.08%
Net Charge-Off Ratio 0.08%
Texas Ratio 0.29%
NPA Ratio 0.06%
ACL / Loans 1.19%

Capital & Liquidity

CET1 Ratio 18.63%
Tier 1 Capital 18.63%
Total Capital Ratio 19.56%
Leverage Ratio 18.58%
Loan-to-Deposit 90.48%

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