PROFINIUM, INC.

TRUMAN, MN | Medium | Est. May 12, 1916, midnight | FDIC #1905 | RSSD #865450 | FED
Latest Report: 2025-12-31

PROFINIUM, INC. is amn medium FDIC-insured commercial bank headquartered in TRUMAN, MN, established in May 12, 1916, midnight. As of 2025-12-31, the bank reported total assets of $523M and total deposits of $446M. Profitability stands at 0.93% ROA and 10.40% ROE, with a net interest margin of 3.41%. The bank's CET1 capital ratio is 12.57%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 1.38%. FDIC Certificate #1905.

Assets

$523M

Deposits

$446M

Loans

$396M

Equity

$47M

Profitability

Return on Assets (ROA) 0.93%
Return on Equity (ROE) 10.40%
Net Interest Margin (NIM) 3.41%
Yield on Assets 5.64%
Cost of Funds 2.27%

Asset Quality

NPL Ratio 0.18%
Net Charge-Off Ratio -0.08%
Texas Ratio 1.38%
NPA Ratio 0.14%
ACL / Loans 1.30%

Capital & Liquidity

CET1 Ratio 12.57%
Tier 1 Capital 12.57%
Total Capital Ratio 13.82%
Leverage Ratio 9.87%
Loan-to-Deposit 88.73%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required