CLEAR LAKE BANK AND TRUST COMPANY is amn medium FDIC-insured commercial bank headquartered in CLEAR LAKE, IA, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $636M and total deposits of $574M. Profitability stands at 1.68% ROA and 20.18% ROE, with a net interest margin of 4.00%. The bank's CET1 capital ratio is 11.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.05% and a Texas Ratio of 1.11%. FDIC Certificate #15690.
Assets
$636M
Deposits
$574M
Loans
$483M
Equity
$53M
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