FARMERS STATE BANK OF UNDERWOOD is asn small FDIC-insured commercial bank headquartered in UNDERWOOD, MN, established in Dec. 1, 1915, midnight. As of 2025-12-31, the bank reported total assets of $114M and total deposits of $100M. Profitability stands at 1.89% ROA and 24.79% ROE, with a net interest margin of 5.13%. The bank's CET1 capital ratio is 11.43%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #10174.
Assets
$114M
Deposits
$100M
Loans
$87M
Equity
$9M
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