FARMERS STATE BANK OF UNDERWOOD is an FDIC-insured commercial bank headquartered in UNDERWOOD, MN, established in Dec. 1, 1915, midnight. As of 2025-12-31, the bank reported total assets of $114M and total deposits of $100M. Profitability stands at 1.89% ROA and 24.79% ROE, with a net interest margin of 5.13%. CET1 capital ratio: 11.43%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 4 domestic branches.
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