STERLING FEDERAL BANK, FEDERAL SAVINGS BANK is amn medium FDIC-insured commercial bank headquartered in STERLING, IL, established in Jan. 1, 1885, midnight. As of 2025-12-31, the bank reported total assets of $514M and total deposits of $405M. Profitability stands at 0.22% ROA and 2.84% ROE, with a net interest margin of 3.91%. The bank's CET1 capital ratio is 11.80%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 5.35% and a Texas Ratio of 39.79%. FDIC Certificate #27664.
Assets
$514M
Deposits
$405M
Loans
$358M
Equity
$41M
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