INTERNATIONAL FINANCE BANK

MIAMI, FL | Large | Est. Nov. 30, 1983, midnight | FDIC #24823 | RSSD #867632 | FDIC
Latest Report: 2025-12-31

INTERNATIONAL FINANCE BANK is aln large FDIC-insured commercial bank headquartered in MIAMI, FL, established in Nov. 30, 1983, midnight. As of 2025-12-31, the bank reported total assets of $1.6B and total deposits of $1.4B. Profitability stands at 1.23% ROA and 15.02% ROE, with a net interest margin of 3.88%. The bank's CET1 capital ratio is 10.58%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 1.61%. FDIC Certificate #24823.

Assets

$1.6B

Deposits

$1.4B

Loans

$1.2B

Equity

$125M

Profitability

Return on Assets (ROA) 1.23%
Return on Equity (ROE) 15.02%
Net Interest Margin (NIM) 3.88%
Yield on Assets 5.80%
Cost of Funds 3.49%

Asset Quality

NPL Ratio 0.18%
Net Charge-Off Ratio -0.01%
Texas Ratio 1.61%
NPA Ratio 0.14%
ACL / Loans 1.25%

Capital & Liquidity

CET1 Ratio 10.58%
Tier 1 Capital 10.58%
Total Capital Ratio 11.83%
Leverage Ratio 8.70%
Loan-to-Deposit 86.74%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required