PINNACLE BANK

FORT WORTH, TX | Large | Est. Aug. 10, 1970, midnight | FDIC #20231 | RSSD #867650 | FDIC
Latest Report: 2025-12-31

PINNACLE BANK is aln large FDIC-insured commercial bank headquartered in FORT WORTH, TX, established in Aug. 10, 1970, midnight. As of 2025-12-31, the bank reported total assets of $2.7B and total deposits of $2.4B. Profitability stands at 1.31% ROA and 10.16% ROE, with a net interest margin of 3.74%. The bank's CET1 capital ratio is 14.08%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 8.86%. FDIC Certificate #20231.

Assets

$2.7B

Deposits

$2.4B

Loans

$1.9B

Equity

$356M

Profitability

Return on Assets (ROA) 1.31%
Return on Equity (ROE) 10.16%
Net Interest Margin (NIM) 3.74%
Yield on Assets 5.57%
Cost of Funds 3.27%

Asset Quality

NPL Ratio 0.06%
Net Charge-Off Ratio 0.01%
Texas Ratio 8.86%
NPA Ratio 1.23%
ACL / Loans 1.18%

Capital & Liquidity

CET1 Ratio 14.08%
Tier 1 Capital 14.08%
Total Capital Ratio 15.21%
Leverage Ratio 10.61%
Loan-to-Deposit 79.07%

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