SECURITY STATE BANK OF WARROAD

WARROAD, MN | Small | Est. Sept. 13, 1912, midnight | FDIC #9773 | RSSD #868059 | FDIC
Latest Report: 2025-12-31

SECURITY STATE BANK OF WARROAD is asn small FDIC-insured commercial bank headquartered in WARROAD, MN, established in Sept. 13, 1912, midnight. As of 2025-12-31, the bank reported total assets of $142M and total deposits of $124M. Profitability stands at 1.04% ROA and 8.97% ROE, with a net interest margin of 3.66%. The bank's CET1 capital ratio is 12.01%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #9773.

Assets

$142M

Deposits

$124M

Loans

$67M

Equity

$17M

Profitability

Return on Assets (ROA) 1.04%
Return on Equity (ROE) 8.97%
Net Interest Margin (NIM) 3.66%
Yield on Assets 4.99%
Cost of Funds 1.38%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.05%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 3.10%

Capital & Liquidity

CET1 Ratio 12.01%
Tier 1 Capital 12.01%
Total Capital Ratio 12.61%
Leverage Ratio 15.64%
Loan-to-Deposit 53.96%

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