HOME SAVINGS BANK OF WAPAKONETA

WAPAKONETA, OH | Micro | Est. Nov. 24, 1941, midnight | FDIC #30176 | RSSD #868572 | FDIC
Latest Report: 2025-12-31

HOME SAVINGS BANK OF WAPAKONETA is amn micro FDIC-insured commercial bank headquartered in WAPAKONETA, OH, established in Nov. 24, 1941, midnight. As of 2025-12-31, the bank reported total assets of $41M and total deposits of $34M. Profitability stands at 0.42% ROA and 3.39% ROE, with a net interest margin of 4.04%. The bank's CET1 capital ratio is 12.32%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #30176.

Assets

$41M

Deposits

$34M

Loans

$36M

Equity

$5M

Profitability

Return on Assets (ROA) 0.42%
Return on Equity (ROE) 3.39%
Net Interest Margin (NIM) 4.04%
Yield on Assets 5.74%
Cost of Funds 2.22%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.73%

Capital & Liquidity

CET1 Ratio 12.32%
Tier 1 Capital 12.32%
Total Capital Ratio 12.93%
Leverage Ratio 12.68%
Loan-to-Deposit 106.06%

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