BanksHOME SAVINGS BANK OF WAPAKONETA

HOME SAVINGS BANK OF WAPAKONETA

WAPAKONETA, OHMicroEst. Nov. 24, 1941, midnightFDIC #30176RSSD #868572FDIC
Latest · 2025-12-31

HOME SAVINGS BANK OF WAPAKONETA is an FDIC-insured commercial bank headquartered in WAPAKONETA, OH, established in Nov. 24, 1941, midnight. As of 2025-12-31, the bank reported total assets of $41M and total deposits of $34M. Profitability stands at 0.42% ROA and 3.39% ROE, with a net interest margin of 4.04%. CET1 capital ratio: 12.32%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$41M
Deposits
$34M
Loans
$36M
Equity
$5M

Profitability

Return on Assets (ROA)0.42%
Return on Equity (ROE)3.39%
Net Interest Margin4.04%
Yield on Assets5.74%
Cost of Funds1.78%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.00%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans0.73%

Capital & Liquidity

CET1 Ratio12.32%
Tier 1 Capital12.32%
Total Capital Ratio12.93%
Leverage Ratio12.68%
Loan-to-Deposit106.06%

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