FIRST NORTHERN BANK OF WYOMING

BUFFALO, WY | Medium | Est. Feb. 2, 1885, midnight | FDIC #2208 | RSSD #868956 | FED
Latest Report: 2025-12-31

FIRST NORTHERN BANK OF WYOMING is amn medium FDIC-insured commercial bank headquartered in BUFFALO, WY, established in Feb. 2, 1885, midnight. As of 2025-12-31, the bank reported total assets of $894M and total deposits of $821M. Profitability stands at 1.04% ROA and 13.26% ROE, with a net interest margin of 4.41%. The bank's CET1 capital ratio is 12.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.22% and a Texas Ratio of 1.64%. FDIC Certificate #2208.

Assets

$894M

Deposits

$821M

Loans

$565M

Equity

$70M

Profitability

Return on Assets (ROA) 1.04%
Return on Equity (ROE) 13.26%
Net Interest Margin (NIM) 4.41%
Yield on Assets 6.50%
Cost of Funds 2.09%

Asset Quality

NPL Ratio 0.22%
Net Charge-Off Ratio 0.01%
Texas Ratio 1.64%
NPA Ratio 0.14%
ACL / Loans 1.14%

Capital & Liquidity

CET1 Ratio 12.06%
Tier 1 Capital 12.06%
Total Capital Ratio 13.18%
Leverage Ratio 8.17%
Loan-to-Deposit 68.81%

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