CITIZENS 1ST BANK is amn medium FDIC-insured commercial bank headquartered in TYLER, TX, established in April 24, 1920, midnight. As of 2025-12-31, the bank reported total assets of $820M and total deposits of $622M. Profitability stands at 0.99% ROA and 5.54% ROE, with a net interest margin of 2.95%. The bank's CET1 capital ratio is 36.89%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.02% and a Texas Ratio of 3.42%. FDIC Certificate #1715.
Assets
$820M
Deposits
$622M
Loans
$480M
Equity
$140M
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