ALAMOSA STATE BANK

ALAMOSA, CO | Small | Est. March 1, 1907, midnight | FDIC #13947 | RSSD #869953 | FDIC
Latest Report: 2025-12-31

ALAMOSA STATE BANK is asn small FDIC-insured commercial bank headquartered in ALAMOSA, CO, established in March 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $338M and total deposits of $296M. Profitability stands at 1.62% ROA and 13.85% ROE, with a net interest margin of 4.05%. The bank's CET1 capital ratio is 21.70%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.01% and a Texas Ratio of 0.05%. FDIC Certificate #13947.

Assets

$338M

Deposits

$296M

Loans

$175M

Equity

$40M

Profitability

Return on Assets (ROA) 1.62%
Return on Equity (ROE) 13.85%
Net Interest Margin (NIM) 4.05%
Yield on Assets 5.00%
Cost of Funds 0.99%

Asset Quality

NPL Ratio 0.01%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.05%
NPA Ratio 0.01%
ACL / Loans 1.14%

Capital & Liquidity

CET1 Ratio 21.70%
Tier 1 Capital 21.70%
Total Capital Ratio 22.87%
Leverage Ratio 11.96%
Loan-to-Deposit 59.20%

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