PEOPLES BANK, BILOXI, MISSISSIPPI, THE is amn medium FDIC-insured commercial bank headquartered in BILOXI, MS, established in April 13, 1896, midnight. As of 2025-12-31, the bank reported total assets of $727M and total deposits of $605M. Profitability stands at 0.40% ROA and 3.00% ROE, with a net interest margin of 2.72%. The bank's CET1 capital ratio is 13.68%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.20% and a Texas Ratio of 0.52%. FDIC Certificate #340.
Assets
$727M
Deposits
$605M
Loans
$264M
Equity
$100M
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