BanksFIRST NATIONAL BANK OF HOPE, THE

FIRST NATIONAL BANK OF HOPE, THE

HOPE, KSMicroEst. Jan. 1, 1923, midnightFDIC #4690RSSD #870856OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF HOPE, THE is an FDIC-insured commercial bank headquartered in HOPE, KS, established in Jan. 1, 1923, midnight. As of 2025-12-31, the bank reported total assets of $90M and total deposits of $75M. Profitability stands at 0.39% ROA and 4.22% ROE, with a net interest margin of 3.74%. CET1 capital ratio: 17.80%, well above regulatory minimums. NPL ratio: 4.57% · Texas Ratio: 25.88%. Operates 3 domestic branches.

Assets
$90M
Deposits
$75M
Loans
$50M
Equity
$8M

Profitability

Return on Assets (ROA)0.39%
Return on Equity (ROE)4.22%
Net Interest Margin3.74%
Yield on Assets5.17%
Cost of Funds1.46%

Asset Quality

NPL Ratio4.57%
Net Charge-Off Ratio-0.08%
Texas Ratio25.88%
NPA Ratio2.57%
ACL / Loans1.95%

Capital & Liquidity

CET1 Ratio17.80%
Tier 1 Capital17.80%
Total Capital Ratio19.05%
Leverage Ratio12.84%
Loan-to-Deposit66.99%

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