BUCKEYE STATE BANK

POWELL, OH | Medium | Est. Jan. 1, 1885, midnight | FDIC #2286 | RSSD #870913 | FDIC
Latest Report: 2025-12-31

BUCKEYE STATE BANK is amn medium FDIC-insured commercial bank headquartered in POWELL, OH, established in Jan. 1, 1885, midnight. As of 2025-12-31, the bank reported total assets of $555M and total deposits of $477M. Profitability stands at 0.61% ROA and 6.39% ROE, with a net interest margin of 3.44%. The bank's CET1 capital ratio is 11.81%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.17% and a Texas Ratio of 1.11%. FDIC Certificate #2286.

Assets

$555M

Deposits

$477M

Loans

$335M

Equity

$51M

Profitability

Return on Assets (ROA) 0.61%
Return on Equity (ROE) 6.39%
Net Interest Margin (NIM) 3.44%
Yield on Assets 5.74%
Cost of Funds 2.37%

Asset Quality

NPL Ratio 0.17%
Net Charge-Off Ratio 0.04%
Texas Ratio 1.11%
NPA Ratio 0.11%
ACL / Loans 0.88%

Capital & Liquidity

CET1 Ratio 11.81%
Tier 1 Capital 11.81%
Total Capital Ratio 12.66%
Leverage Ratio 8.71%
Loan-to-Deposit 70.37%

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