BANK OF HOLYROOD, THE

HOLYROOD, KS | Micro | Est. Jan. 1, 1887, midnight | FDIC #9661 | RSSD #871358 | FED
Latest Report: 2025-12-31

BANK OF HOLYROOD, THE is amn micro FDIC-insured commercial bank headquartered in HOLYROOD, KS, established in Jan. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $65M and total deposits of $54M. Profitability stands at 1.07% ROA and 6.54% ROE, with a net interest margin of 3.92%. The bank's CET1 capital ratio is 27.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.42% and a Texas Ratio of 11.88%. FDIC Certificate #9661. The institution operates 1 domestic branch.

Assets

$65M

Deposits

$54M

Loans

$40M

Equity

$11M

Profitability

Return on Assets (ROA) 1.07%
Return on Equity (ROE) 6.54%
Net Interest Margin (NIM) 3.92%
Yield on Assets 5.76%
Cost of Funds 2.69%

Asset Quality

NPL Ratio 2.42%
Net Charge-Off Ratio 0.69%
Texas Ratio 11.88%
NPA Ratio 2.08%
ACL / Loans 1.68%

Capital & Liquidity

CET1 Ratio 27.11%
Tier 1 Capital 27.11%
Total Capital Ratio 28.37%
Leverage Ratio 17.35%
Loan-to-Deposit 74.82%

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