FARMERS AND MERCHANTS BANK OF LONG BEACH

LONG BEACH, CA | Regional | Est. Nov. 20, 1907, midnight | FDIC #1225 | RSSD #871769 | FED
Latest Report: 2025-12-31

FARMERS AND MERCHANTS BANK OF LONG BEACH is arn regional FDIC-insured commercial bank headquartered in LONG BEACH, CA, established in Nov. 20, 1907, midnight. As of 2025-12-31, the bank reported total assets of $11.8B and total deposits of $9.0B. Profitability stands at 0.67% ROA and 5.19% ROE, with a net interest margin of 2.76%. The bank's CET1 capital ratio is 18.84%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.13% and a Texas Ratio of 0.47%. FDIC Certificate #1225.

Assets

$11.8B

Deposits

$9.0B

Loans

$6.1B

Equity

$1.6B

Profitability

Return on Assets (ROA) 0.67%
Return on Equity (ROE) 5.19%
Net Interest Margin (NIM) 2.76%
Yield on Assets 4.19%
Cost of Funds 3.49%

Asset Quality

NPL Ratio 0.13%
Net Charge-Off Ratio 0.13%
Texas Ratio 0.47%
NPA Ratio 0.07%
ACL / Loans 1.38%

Capital & Liquidity

CET1 Ratio 18.84%
Tier 1 Capital 21.39%
Total Capital Ratio 22.64%
Leverage Ratio 13.49%
Loan-to-Deposit 67.79%

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