BanksFARMERS AND MERCHANTS BANK OF LONG BEACH

FARMERS AND MERCHANTS BANK OF LONG BEACH

LONG BEACH, CARegionalEst. Nov. 20, 1907, midnightFDIC #1225RSSD #871769FED
Latest · 2025-12-31

FARMERS AND MERCHANTS BANK OF LONG BEACH is an FDIC-insured commercial bank headquartered in LONG BEACH, CA, established in Nov. 20, 1907, midnight. As of 2025-12-31, the bank reported total assets of $11.8B and total deposits of $9.0B. Profitability stands at 0.67% ROA and 5.19% ROE, with a net interest margin of 2.76%. CET1 capital ratio: 18.84%, well above regulatory minimums. NPL ratio: 0.13% · Texas Ratio: 0.47%. Operates 27 domestic branches.

Assets
$11.8B
Deposits
$9.0B
Loans
$6.1B
Equity
$1.6B

Profitability

Return on Assets (ROA)0.67%
Return on Equity (ROE)5.19%
Net Interest Margin2.76%
Yield on Assets4.19%
Cost of Funds1.67%

Asset Quality

NPL Ratio0.13%
Net Charge-Off Ratio0.13%
Texas Ratio0.47%
NPA Ratio0.07%
ACL / Loans1.38%

Capital & Liquidity

CET1 Ratio18.84%
Tier 1 Capital21.39%
Total Capital Ratio22.64%
Leverage Ratio13.49%
Loan-to-Deposit67.79%

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