HIBERNIA BANK

NEW ORLEANS, LA | Small | Est. Jan. 1, 1886, midnight | FDIC #27752 | RSSD #872579 | FDIC
Latest Report: 2025-12-31

HIBERNIA BANK is asn small FDIC-insured commercial bank headquartered in NEW ORLEANS, LA, established in Jan. 1, 1886, midnight. As of 2025-12-31, the bank reported total assets of $246M and total deposits of $211M. Profitability stands at -0.60% ROA and -4.38% ROE, with a net interest margin of 2.02%. The bank's CET1 capital ratio is 9.23%. Asset quality metrics show a non-performing loan ratio of 1.64% and a Texas Ratio of 8.88%. FDIC Certificate #27752.

Assets

$246M

Deposits

$211M

Loans

$187M

Equity

$34M

Profitability

Return on Assets (ROA) -0.60%
Return on Equity (ROE) -4.38%
Net Interest Margin (NIM) 2.02%
Yield on Assets 4.79%
Cost of Funds 2.96%

Asset Quality

NPL Ratio 1.64%
Net Charge-Off Ratio 0.96%
Texas Ratio 8.88%
NPA Ratio 1.24%
ACL / Loans 0.48%

Capital & Liquidity

CET1 Ratio 9.23%
Tier 1 Capital 9.23%
Total Capital Ratio 9.69%
Leverage Ratio 11.57%
Loan-to-Deposit 88.47%

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