MID AMERICA BANK

LINN, MO | Large | Est. April 12, 1914, midnight | FDIC #11459 | RSSD #873259 | FDIC
Latest Report: 2025-12-31

MID AMERICA BANK is aln large FDIC-insured commercial bank headquartered in LINN, MO, established in April 12, 1914, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $967M. Profitability stands at 2.21% ROA and 18.55% ROE, with a net interest margin of 5.00%. The bank's CET1 capital ratio is 9.69%. Asset quality metrics show a non-performing loan ratio of 0.16% and a Texas Ratio of 1.01%. FDIC Certificate #11459.

Assets

$1.1B

Deposits

$967M

Loans

$801M

Equity

$131M

Profitability

Return on Assets (ROA) 2.21%
Return on Equity (ROE) 18.55%
Net Interest Margin (NIM) 5.00%
Yield on Assets 6.60%
Cost of Funds 1.69%

Asset Quality

NPL Ratio 0.16%
Net Charge-Off Ratio 0.01%
Texas Ratio 1.01%
NPA Ratio 0.13%
ACL / Loans 1.07%

Capital & Liquidity

CET1 Ratio 9.69%
Tier 1 Capital 9.69%
Total Capital Ratio 10.18%
Leverage Ratio 11.20%
Loan-to-Deposit 82.78%

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