LAKE CITY BANK is aln large FDIC-insured commercial bank headquartered in WARSAW, IN, established in Jan. 1, 1872, midnight. As of 2025-12-31, the bank reported total assets of $7.0B and total deposits of $6.0B. Profitability stands at 1.84% ROA and 16.91% ROE, with a net interest margin of 3.60%. The bank's CET1 capital ratio is 14.89%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.39% and a Texas Ratio of 2.49%. FDIC Certificate #13102.
Assets
$7.0B
Deposits
$6.0B
Loans
$5.4B
Equity
$769M
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