GRAND RIDGE NATIONAL BANK is asn small FDIC-insured commercial bank headquartered in WHEATON, IL, established in April 6, 1903, midnight. As of 2025-12-31, the bank reported total assets of $447M and total deposits of $387M. Profitability stands at 1.37% ROA and 11.05% ROE, with a net interest margin of 5.34%. The bank's CET1 capital ratio is 12.36%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.35% and a Texas Ratio of 1.94%. FDIC Certificate #3674.
Assets
$447M
Deposits
$387M
Loans
$330M
Equity
$57M
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