BanksWARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION

WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION

CINCINNATI, OHSmallEst. Jan. 1, 1893, midnightFDIC #28217RSSD #875879OCC
Latest · 2025-12-31

WARSAW FEDERAL SAVINGS AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in CINCINNATI, OH, established in Jan. 1, 1893, midnight. As of 2025-12-31, the bank reported total assets of $101M and total deposits of $67M. Profitability stands at 0.39% ROA and 3.50% ROE, with a net interest margin of 2.15%. CET1 capital ratio: 18.38%, well above regulatory minimums. NPL ratio: 1.80% · Texas Ratio: 10.89%. Operates 1 domestic branch.

Assets
$101M
Deposits
$67M
Loans
$72M
Equity
$11M

Profitability

Return on Assets (ROA)0.39%
Return on Equity (ROE)3.50%
Net Interest Margin2.15%
Yield on Assets4.99%
Cost of Funds2.96%

Asset Quality

NPL Ratio1.80%
Net Charge-Off Ratio0.01%
Texas Ratio10.89%
NPA Ratio1.29%
ACL / Loans0.67%

Capital & Liquidity

CET1 Ratio18.38%
Tier 1 Capital22.51%
Total Capital Ratio23.41%
Leverage Ratio12.07%
Loan-to-Deposit106.60%

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