CAPITAL CITY BANK

TALLAHASSEE, FL | Large | Est. June 13, 1907, midnight | FDIC #9622 | RSSD #876634 | FED
Latest Report: 2025-12-31

CAPITAL CITY BANK is aln large FDIC-insured commercial bank headquartered in TALLAHASSEE, FL, established in June 13, 1907, midnight. As of 2025-12-31, the bank reported total assets of $4.4B and total deposits of $3.8B. Profitability stands at 1.36% ROA and 11.53% ROE, with a net interest margin of 4.37%. The bank's CET1 capital ratio is 17.26%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.33% and a Texas Ratio of 1.92%. FDIC Certificate #9622.

Assets

$4.4B

Deposits

$3.8B

Loans

$2.6B

Equity

$518M

Profitability

Return on Assets (ROA) 1.36%
Return on Equity (ROE) 11.53%
Net Interest Margin (NIM) 4.37%
Yield on Assets 5.16%
Cost of Funds 1.33%

Asset Quality

NPL Ratio 0.33%
Net Charge-Off Ratio 0.14%
Texas Ratio 1.92%
NPA Ratio 0.24%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 17.26%
Tier 1 Capital 17.26%
Total Capital Ratio 18.51%
Leverage Ratio 10.06%
Loan-to-Deposit 68.37%

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