BanksCAPITAL CITY BANK

CAPITAL CITY BANK

TALLAHASSEE, FLLargeEst. June 13, 1907, midnightFDIC #9622RSSD #876634FED
Latest · 2025-12-31

CAPITAL CITY BANK is an FDIC-insured commercial bank headquartered in TALLAHASSEE, FL, established in June 13, 1907, midnight. As of 2025-12-31, the bank reported total assets of $4.4B and total deposits of $3.8B. Profitability stands at 1.36% ROA and 11.53% ROE, with a net interest margin of 4.37%. CET1 capital ratio: 17.26%, well above regulatory minimums. NPL ratio: 0.33% · Texas Ratio: 1.92%. Operates 68 domestic branches.

Assets
$4.4B
Deposits
$3.8B
Loans
$2.6B
Equity
$518M

Profitability

Return on Assets (ROA)1.36%
Return on Equity (ROE)11.53%
Net Interest Margin4.37%
Yield on Assets5.16%
Cost of Funds0.84%

Asset Quality

NPL Ratio0.33%
Net Charge-Off Ratio0.14%
Texas Ratio1.92%
NPA Ratio0.24%
ACL / Loans1.21%

Capital & Liquidity

CET1 Ratio17.26%
Tier 1 Capital17.26%
Total Capital Ratio18.51%
Leverage Ratio10.06%
Loan-to-Deposit68.37%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required