HORIZON FINANCIAL BANK is asn small FDIC-insured commercial bank headquartered in MUNICH, ND, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $206M and total deposits of $177M. Profitability stands at 1.29% ROA and 11.86% ROE, with a net interest margin of 3.97%. The bank's CET1 capital ratio is 10.88%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #15598.
Assets
$206M
Deposits
$177M
Loans
$159M
Equity
$22M
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