CITIZENS NATIONAL BANK OF PARK RAPIDS, THE

CITIZENS NATIONAL BANK OF PARK RAPIDS, THE is asn small FDIC-insured commercial bank headquartered in PARK RAPIDS, MN, established in Jan. 1, 1933, midnight. As of 2025-12-31, the bank reported total assets of $375M and total deposits of $326M. Profitability stands at 1.60% ROA and 13.51% ROE, with a net interest margin of 4.74%. The bank's CET1 capital ratio is 12.04%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.34% and a Texas Ratio of 2.59%. FDIC Certificate #5223.