FELICIANA BANK & TRUST COMPANY

CLINTON, LA | Small | Est. Jan. 20, 1904, midnight | FDIC #1380 | RSSD #879439 | FDIC
Latest Report: 2025-12-31

FELICIANA BANK & TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in CLINTON, LA, established in Jan. 20, 1904, midnight. As of 2025-12-31, the bank reported total assets of $166M and total deposits of $140M. Profitability stands at 1.38% ROA and 12.94% ROE, with a net interest margin of 4.66%. The bank's CET1 capital ratio is 10.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.28% and a Texas Ratio of 4.01%. FDIC Certificate #1380.

Assets

$166M

Deposits

$140M

Loans

$124M

Equity

$18M

Profitability

Return on Assets (ROA) 1.38%
Return on Equity (ROE) 12.94%
Net Interest Margin (NIM) 4.66%
Yield on Assets 6.81%
Cost of Funds 2.24%

Asset Quality

NPL Ratio 0.28%
Net Charge-Off Ratio 0.09%
Texas Ratio 4.01%
NPA Ratio 0.48%
ACL / Loans 1.59%

Capital & Liquidity

CET1 Ratio 10.82%
Tier 1 Capital 10.82%
Total Capital Ratio 11.36%
Leverage Ratio 11.93%
Loan-to-Deposit 88.29%

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