CORNERSTONE BANK

FARGO, ND | Large | Est. July 15, 1907, midnight | FDIC #13198 | RSSD #879457 | FDIC
Latest Report: 2025-12-31

CORNERSTONE BANK is aln large FDIC-insured commercial bank headquartered in FARGO, ND, established in July 15, 1907, midnight. As of 2025-12-31, the bank reported total assets of $1.8B and total deposits of $1.6B. Profitability stands at 1.37% ROA and 17.72% ROE, with a net interest margin of 4.14%. The bank's CET1 capital ratio is 11.33%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.04% and a Texas Ratio of 8.24%. FDIC Certificate #13198.

Assets

$1.8B

Deposits

$1.6B

Loans

$1.3B

Equity

$141M

Profitability

Return on Assets (ROA) 1.37%
Return on Equity (ROE) 17.72%
Net Interest Margin (NIM) 4.14%
Yield on Assets 6.11%
Cost of Funds 2.47%

Asset Quality

NPL Ratio 1.04%
Net Charge-Off Ratio 0.01%
Texas Ratio 8.24%
NPA Ratio 0.73%
ACL / Loans 1.41%

Capital & Liquidity

CET1 Ratio 11.33%
Tier 1 Capital 11.33%
Total Capital Ratio 12.58%
Leverage Ratio 9.01%
Loan-to-Deposit 79.50%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required