BANK OF ADVANCE, THE

ADVANCE, MO | Medium | Est. Jan. 30, 1902, midnight | FDIC #9369 | RSSD #879644 | FED
Latest Report: 2025-12-31

BANK OF ADVANCE, THE is amn medium FDIC-insured commercial bank headquartered in ADVANCE, MO, established in Jan. 30, 1902, midnight. As of 2025-12-31, the bank reported total assets of $526M and total deposits of $459M. Profitability stands at 2.00% ROA and 16.19% ROE, with a net interest margin of 4.83%. The bank's CET1 capital ratio is 11.59%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.81% and a Texas Ratio of 5.85%. FDIC Certificate #9369.

Assets

$526M

Deposits

$459M

Loans

$401M

Equity

$61M

Profitability

Return on Assets (ROA) 2.00%
Return on Equity (ROE) 16.19%
Net Interest Margin (NIM) 4.83%
Yield on Assets 6.89%
Cost of Funds 2.17%

Asset Quality

NPL Ratio 0.81%
Net Charge-Off Ratio 0.18%
Texas Ratio 5.85%
NPA Ratio 0.74%
ACL / Loans 1.42%

Capital & Liquidity

CET1 Ratio 11.59%
Tier 1 Capital 11.59%
Total Capital Ratio 12.17%
Leverage Ratio 12.14%
Loan-to-Deposit 87.42%

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